Through the Uplift Micro Loan Program, Inclusive Economy CNY’s Revolving Loan Fund Initiative, we use “character-based” lending to provide capital to start-up and step-up businesses that cannot yet qualify for conventional financing. Our approach considers not only credit history, business strategy, and performance, but lived experience, personal potential, and the difference that a small infusion of capital can make.
By connecting our participants to advising and education, before and after receiving a loan, we help local business owners successfully obtain funding, stay on track with loan payments, advance their business, build a strong track record, and get ready to the next step forward.